By accessing this Website, which is operated by Zurich Insurance Company Ltd., a Business Unit of the Zurich Insurance Group Ltd., you declare that you agree to the following terms and conditions.
We would like to inform you that

  • the accuracy, completeness and confidentiality of data transmitted over the Internet cannot be guaranteed;
  • the companies within the Zurich Insurance Group Ltd. do not accept any liability if a third party alters, views, copies, uses or exploits the data entered by you or by Zurich Insurance Company Ltd.;
  • the companies within the Zurich Insurance Group Ltd. cannot guarantee that hardware and software will function without error;
  • the companies within the Zurich Insurance Group Ltd. do not accept any liability for Internet failures, imported data of any kind (infiltration of viruses, etc.) or links from and to other Websites;
  • if you send us data, you are consenting to the processing of this data within the companies of the Zurich Insurance Group Ltd. for marketing purposes;
  • This website uses Google Analytics, a web analytics service provided by Google, Inc. («Google»).  Google Analytics uses «cookies», which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States . Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage.  Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google.  You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website.  By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above. Google Analytics Opt-out Browser Add-on